It is not true that some slots are "loose" and some are "tight". The casino sets the RNG to pay out a percentage of all money wagered. If the house sets the slot to pay out 85% of wagers, the slot may appear tight. If the house programs the slot to pay out 98%, the slot may appear loose. The house cannot tell the slot exactly how to pay out the money; the RNG decides that!
It is true that online casinos pay out a larger percentage of money wagered than land-based casinos. This is because online casinos have less overhead. Even when an online casino pays out 98% of wagers, it makes a tidy profit.
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